Money Management Program
At St. Kate's, we believe that every student should graduate with sound financial literacy skills that can be used over a lifetime. That's why an interdisciplinary team of faculty and staff developed this free, award-winning money management program for students, recently recognized with an Innovations for Student Development award from the Minnesota College Student Personnel Association (MCPA). Students log in to learn more »
On Campus Credit Counseling
Certified Consumer Credit Counselors from Lutheran Social Services (LSS) are on-campus to meet with St. Kate's students. They are free and confidential.
Personal Financial Fitness (2 credits):
A practical, hands-on approach to building skills that will be useful throughout one's lifetime. Students learn basic goal setting and decision making as related to spending choices, budgeting and debt management. Discussion of the comprehensive nature of financing a college education -loans, grants, interest; and payment plans after graduation. Students are introduced to the types of financial institutions and the products they carry. Students will leave the class with a personal file for organizing essential records, and the ability to create a personal budget to help them with successful financial management. Register next semester.
Personal and Family Financial Management (4 credits):
A practical study of effective money management starting with goal setting, record keeping and budgeting. An in-depth approach to basic financial decision making as it affects the nitty-gritty details of daily living with impact on the future. Students learn how to compile and use personal financial statements to evaluate their financial condition. The course covers financial institutions and the products available to consumers for use in cash management and investing. In addition, the course covers taxes, establishing and managing credit, analyzing housing options, risk management (insurance), and employer benefit packages that are of concern in personal and family living. Consumer rights legislation, identity theft, credit reports and credit scores are also covered. The student will leave the class with a comprehensive framework for managing their finances. Open to students of junior or senior status. Register next semester.